--- title: [V1] Payment method - ACH bank draft description: Payment options with checking or savings bank account --- [Skip to content](https://help.mystudio.io/ach-bank-draft#main-content) English Show submenu for translations [![MS_appicon-2](https://help.mystudio.io/hs-fs/hubfs/MS_appicon-2.webp?width=63&height=63&name=MS_appicon-2.webp)](https://help.mystudio.io/?hsLang=en) Open main navigation Close main navigation - English Show submenu for translations - [Go to mystudio.io](https://www.mystudio.io/) [Go to mystudio.io](https://www.mystudio.io/) Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://help.mystudio.io/?hsLang=en) 2. [Classic Version \[V1\]](https://help.mystudio.io/classic-version-v1?hsLang=en) 3. [Payments](https://help.mystudio.io/classic-version-v1?hsLang=en#payments) # \[V1\] Payment method - ACH bank draft ## Learn how members can set up and use ACH bank transfers for secure, low-fee payments.  *Updated: November 6, 2025*   ### **Overview** ACH is one of the five payment methods available in MyStudio, along with cash, check, debit cards, and credit cards. ACH (taken directly from a bank account) allows members to pay for one-time transactions, ongoing memberships, or bigger purchases directly from their bank account. --- ###  Table of contents - [Permissions and accessibility](https://help.mystudio.io/ach-bank-draft#permissions) - [ACH payments](https://help.mystudio.io/ach-bank-draft#ACH-payments) - [How to enable ACH as a payment method](https://help.mystudio.io/ach-bank-draft#enable-ach-as-payment-method) - [Adding ACH information](https://help.mystudio.io/ach-bank-draft#ACH-payments) - [Instant verification steps](https://help.mystudio.io/ach-bank-draft#instant-verification) - [Manual verification steps (micro deposits)](https://help.mystudio.io/ach-bank-draft#Manual-verification-steps) - [Accepting ACH payments for in-person registrations](https://help.mystudio.io/ach-bank-draft#accepting-ach-payments-inperson-registration) - [Updating a current payment method to ACH](https://help.mystudio.io/ach-bank-draft#Updating-current) - [Sending secure update payment links](https://help.mystudio.io/ach-bank-draft#Sending-secure-link) - [From primary customer profile](https://help.mystudio.io/ach-bank-draft#link-primary-customer-profile) - [From participant registration profile](https://help.mystudio.io/ach-bank-draft#link-participant-registration-profile) - [Web and mobile member app](https://help.mystudio.io/ach-bank-draft#web-and-mobile-member-app) - [Viewing ACH payment totals](https://help.mystudio.io/ach-bank-draft#Viewing-ach-payment-totals) - [Frequently asked questions (FAQs)](https://help.mystudio.io/ach-bank-draft#FAQs) - [Why offer ACH as a payment method?](https://help.mystudio.io/ach-bank-draft#FAQ1-why-offer-ach) - [Are ACH payments available outside the U.S.?](https://help.mystudio.io/ach-bank-draft#FAQ2-can-staff-put-ach) - [Can staff add or update a customer's ACH information?](https://help.mystudio.io/ach-bank-draft#FAQ3-can-staff) - [Why might ACH payment take longer to process?](https://help.mystudio.io/ach-bank-draft#FAQ4-ACH-take-longer) - [Are there processing fees (admin fees) for ACH payments?](https://help.mystudio.io/ach-bank-draft#FAQ5-admin-fees) - [Where can I find my processing fee (admin fee) rates?](https://help.mystudio.io/ach-bank-draft#FAQ6-where-find-admin-fees) - [How do I know if my processing fees (admin fees) are absorbed by the business or passed on to the customers?](https://help.mystudio.io/ach-bank-draft#FAQ-How-processing-fees-pass-on) - [Was this article helpful?](https://help.mystudio.io/ach-bank-draft#Was-this-article-helpful) --- ### Permissions and accessibility #### Staff access: - **Admin** - Can setup system to accept ACH payments - Cannot add ACH info for customer - **Manager:** None - **Staff:** None **Important:** Only customers can add or update their ACH info. #### **MyStudio plan restrictions:** - ACH is currently only available to US and Canada accounts. - Processing fees (shown to customers as Admin Fees) vary based on your MyStudio plan and the payment method used. - For more information, see the FAQ: Where can I find my processing fee (admin fee) rates? [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---   ### ACH payments #### How to enable ACH as a payment method To enable ACH: 1. Go to your ![My Account Icon](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/V1%20Icons/My%20Account%20Icon.png?width=16&height=16&name=My%20Account%20Icon.png) My Account section. ![Screenshot 2025-11-03 at 10.06.57 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.06.57%20AM.png?width=175&height=656&name=Screenshot%202025-11-03%20at%2010.06.57%20AM.png) 2. Navigate to the "Payment Processing Options" section. ![ACH Processing Enables](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/ACH%20Processing%20Enables.png?width=670&height=387&name=ACH%20Processing%20Enables.png) 3. Turn on ACH Payment Processing. 4. Then go to Operations > Point of Sale > Settings. ![Operations POS](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Operations%20POS.png?width=188&height=225&name=Operations%20POS.png) 5. Check the offerings where you want to allow ACH payments. ![Screenshot 2025-11-05 at 9.43.46 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%209.43.46%20AM.png?width=670&height=266&name=Screenshot%202025-11-05%20at%209.43.46%20AM.png)   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- ### Adding ACH information Studio employees cannot enter bank information for customers. Customers must add ACH details themselves via the member app or a secure email link. Customer adding bank information via member web or mobile app 1. Tap the three lines (top right corner for web; bottom right corner for mobile). 2.  Go to "My Account." 3. Select Primary Payment Method > Add New Bank Account. ![Primary Payment Method on App](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Primary%20Payment%20Method%20on%20App.png?width=670&height=326&name=Primary%20Payment%20Method%20on%20App.png) 4. After selecting "Add new bank account", the customer will be prompted to select their bank. Banks are displayed based on location or can be searched in the search bar. ![Screenshot 2025-11-05 at 10.08.10 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2010.08.10%20AM.png?width=670&height=546&name=Screenshot%202025-11-05%20at%2010.08.10%20AM.png) 5. After the customer selects their bank, a new popup will appear with two options: 1. **[Instant verification](https://help.mystudio.io/ach-bank-draft#instant-verification):** Sign in to their bank account for immediate connection. 2. **[Manual verification](https://help.mystudio.io/ach-bank-draft#Manual-verification-steps):** Enter bank routing and account numbers to receive micro-deposits (takes up to 1-2 business days).   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Instant verification steps: 1. Press "Agree and continue." ![Screenshot 2025-11-05 at 10.08.19 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2010.08.19%20AM.png?width=670&height=530&name=Screenshot%202025-11-05%20at%2010.08.19%20AM.png) 2. Choose the bank and click "continue" to log in using the bank credentials. ![Screenshot 2025-11-05 at 10.08.29 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2010.08.29%20AM.png?width=670&height=478&name=Screenshot%202025-11-05%20at%2010.08.29%20AM.png) 3. A secure popup appears with the bank's login screen. The customer will sign in using their bank credentials. ![Screenshot 2025-11-05 at 11.11.24 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2011.11.24%20AM.png?width=670&height=591&name=Screenshot%202025-11-05%20at%2011.11.24%20AM.png) 4. If the customer has multiple accounts within the bank, it will prompt them to select the account they would like to connect. ![Select account with bank](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Select%20account%20with%20bank.png?width=670&height=510&name=Select%20account%20with%20bank.png) 5. Once connected, the customer will receive a "Success" screen stating that the account was connected. ![Screenshot 2025-11-05 at 11.19.44 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2011.19.44%20AM.png?width=627&height=538&name=Screenshot%202025-11-05%20at%2011.19.44%20AM.png) 6. The bank account information will be securely saved in their account. ![Screenshot 2025-11-05 at 11.21.54 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2011.21.54%20AM.png?width=670&height=381&name=Screenshot%202025-11-05%20at%2011.21.54%20AM.png) [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---   #### Manual verification steps (micro deposits): 1. Select "Manually verify instead (may take 1-2 business days)" ![Manually Verify ACH](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Manually%20Verify%20ACH.png?width=670&height=445&name=Manually%20Verify%20ACH.png) 2. Customer will be prompted to put in their bank routing number and account number. ![Manually add bank info](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Manually%20add%20bank%20info.png?width=670&height=562&name=Manually%20add%20bank%20info.png) 3. Another popup will appear prompting the customer to save their account with Link if they prefer. If they do not want to save to Link, the customer may continue by pressing "Not now." **Note:** It is not recommended to save their bank account information to Link if they are on a shared device. ![Save account with link](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Save%20account%20with%20link.png?width=670&height=519&name=Save%20account%20with%20link.png) 4. Micro-deposits are sent; verification can take 1-2 business days. ![Screenshot 2025-11-05 at 11.23.24 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2011.23.24%20AM.png?width=670&height=620&name=Screenshot%202025-11-05%20at%2011.23.24%20AM.png) 5. In the customer's account, it will show the bank account last four digits and the red "unverified" text. Once the customer receives the micro-deposit in their bank account, they need to return to their account and press "Verify bank account". ![Screenshot 2025-11-06 at 8.50.55 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%208.50.55%20AM.png?width=670&height=445&name=Screenshot%202025-11-06%20at%208.50.55%20AM.png) 6. The customer will be prompted to put in the code that came with the micro-deposit to their bank account. Then they will press "Verify" ![Screenshot 2025-11-06 at 9.00.49 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%209.00.49%20AM.png?width=670&height=483&name=Screenshot%202025-11-06%20at%209.00.49%20AM.png) 7. After typing in the code received with their micro-deposit, a popup will appear verifying the payment verification was done successfully. ![Screenshot 2025-11-06 at 9.11.15 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%209.11.15%20AM.png?width=670&height=409&name=Screenshot%202025-11-06%20at%209.11.15%20AM.png) 8. The bank account information will be securely saved in their account. ![Screenshot 2025-11-05 at 11.21.54 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2011.21.54%20AM.png?width=670&height=381&name=Screenshot%202025-11-05%20at%2011.21.54%20AM.png) [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- ### Accepting ACH payments for in-person registrations When a customer registers in person and wants to pay with ACH for the first time, they’ll need to create a Member Account. **Tip:** Customers can create their account directly through the Member App (recommended). Customers can also add their bank information ahead of time in the app to make checkout faster. **At checkout:** 1. When ACH is selected, a pop up will appear to create or log in to their Member Account. Click "proceed" to continue. ![Log in or create account for ACH](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Log%20in%20or%20create%20account%20for%20ACH.png?width=609&height=409&name=Log%20in%20or%20create%20account%20for%20ACH.png) 2. A new tab will open for the customer to sign in or create an account. To create an account, click "I'm a new user." ![New Tab for SignupSignin](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/New%20Tab%20for%20SignupSignin.png?width=609&height=525&name=New%20Tab%20for%20SignupSignin.png) 3. After creating their account or logging in, they will be on the web app home screen. ![Web App Homepage](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Web%20App%20Homepage.png?width=670&height=326&name=Web%20App%20Homepage.png) 4. They will need to click the three lines on the top right of the screen and click "My Account." ![Web App My Account 1](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Web%20App%20My%20Account%201.png?width=670&height=326&name=Web%20App%20My%20Account%201.png) 5. Go to "Primary Payment Method" and select ACH. ![Primary Payment Method on App](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Primary%20Payment%20Method%20on%20App.png?width=670&height=326&name=Primary%20Payment%20Method%20on%20App.png) 6. After selecting ACH, the customer will be prompted to select their bank. Banks are displayed based on location. ![Screenshot 2025-11-05 at 10.08.10 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2010.08.10%20AM.png?width=670&height=546&name=Screenshot%202025-11-05%20at%2010.08.10%20AM.png) 7. At this screen, it is highly recommended they do the instant ACH verification process by clicking "Agree and continue."  ![Screenshot 2025-11-05 at 10.08.19 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-05%20at%2010.08.19%20AM.png?width=670&height=530&name=Screenshot%202025-11-05%20at%2010.08.19%20AM.png) 8. Instruct the customer to follow the [ACH instant verification steps](https://help.mystudio.io/ach-bank-draft#instant-verification). 9. Once the customer's bank account information is connected to their account, you can go back to the registration screen and select the connected bank account. ![Connected ACH at checkout](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Connected%20ACH%20at%20checkout.png?width=670&height=492&name=Connected%20ACH%20at%20checkout.png) 10. Resume with finalizing the registration process as normal. [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---   ### Updating a current payment method to ACH Customers can update an existing payment method in the web app, member app, or through secure email link. #### Sending secure update payment links Studio can send an update payment link through two ways: - **From primary customer profile:** All Customers > Primary Customers > Select the person > Add new bank account > Send ACH update link ![Screenshot 2025-11-06 at 12.12.59 PM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%2012.12.59%20PM.png?width=670&height=304&name=Screenshot%202025-11-06%20at%2012.12.59%20PM.png) - **From a participant registration profile:** All Customers > Participants > Program > Select the person > Send link for user update payment method ![Screenshot 2025-11-06 at 12.16.19 PM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%2012.16.19%20PM.png?width=670&height=367&name=Screenshot%202025-11-06%20at%2012.16.19%20PM.png) Customers select ACH bank transfers and follow the same steps as adding ACH through the member app. **Note:** Micro-deposit verification does not work via update links. Use instant verification or add the bank through the member web app first.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Web and Mobile Member App After adding ACH, customers can apply the method to existing billing schedules: 1. My Account > Primary Payment Method > Payment Options > Apply to current billing schedule. ![Screenshot 2025-11-06 at 2.30.25 PM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%202.30.25%20PM.png?width=670&height=433&name=Screenshot%202025-11-06%20at%202.30.25%20PM.png) 2. Select which memberships or registrations to update. Switching from a card to ACH will show a pop-up confirming the new payment total, reflecting the lower ACH processing fee if passed on to the customer. The payment method will then appear in membership details.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---   ### Viewing ACH payment totals  To view total ACH payments for a specific date range: 1. Go to Payments > Payment History ![Screenshot 2025-11-06 at 2.33.20 PM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%202.33.20%20PM.png?width=190&height=447&name=Screenshot%202025-11-06%20at%202.33.20%20PM.png) 2. The ACH net total will appear above the table. ![Screenshot 2025-11-06 at 2.34.56 PM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/ACH%20Payments/Screenshot%202025-11-06%20at%202.34.56%20PM.png?width=670&height=342&name=Screenshot%202025-11-06%20at%202.34.56%20PM.png)   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---   ### Frequently asked questions (FAQs) --- #### Why offer ACH as a payment option? ACH allows direct bank transfers which reduce processing fees and make recurring billing easier for memberships and large transactions. ACH is also more secure for businesses as can be more difficult for customers to dispute.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Are ACH payments available outside of the U.S.? ACH is currently only available for U.S. and Canada locations.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Can staff add or update a customer’s ACH information? No. Only the customer can add or update their ACH information via the member app, web app, or a secure email link.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Why might an ACH payment take longer to process? ACH transfers can take 1-2 business days to fully clear. Payments may appear as “pending” in the system until then.   [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Are there admin fees or processing fees for ACH payments? Yes. All ACH transactions include a small fee. In your MyStudio system, these are called processing fees, but customers will see them labeled as “admin fees” during checkout. These fees depend on your MyStudio plan and can either be absorbed by your business or passed on to customers. [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### Where can I find my processing fee (admin fee) rates? To find your current processing fee (admin fee) rates” 1. Go to your ![My Account Icon](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/V1%20Icons/My%20Account%20Icon.png?width=15&height=15&name=My%20Account%20Icon.png) My Account section. ![Screenshot 2025-11-03 at 10.06.57 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.06.57%20AM.png?width=151&height=566&name=Screenshot%202025-11-03%20at%2010.06.57%20AM.png) 2. Under Planning and Billing, click on the green text “Compare plans.” ![Screenshot 2025-11-03 at 10.12.23 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.12.23%20AM.png?width=670&height=247&name=Screenshot%202025-11-03%20at%2010.12.23%20AM.png) 3. At the top, you will see your current plan, the billing rate for your plan, and the process fee rates. ![Screenshot 2025-11-03 at 10.15.32 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.15.32%20AM.png?width=670&height=162&name=Screenshot%202025-11-03%20at%2010.15.32%20AM.png) [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) --- #### How do I know if my processing fees (admin fees) are absorbed by the business or passed on to customers? By default, processing fees are set to be passed on to customers. To check or adjust how your membership processing fees are handled: 1. Go to Services and Products > Memberships > Settings ![Screenshot 2025-11-03 at 10.28.12 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.28.12%20AM.png?width=235&height=245&name=Screenshot%202025-11-03%20at%2010.28.12%20AM.png) 2. Review the Processing Fees section to see whether your fees are absorbed by your business or passed on to customers. ![Screenshot 2025-11-03 at 10.29.41 AM](https://help.mystudio.io/hs-fs/hubfs/Knowledge%20Base%20Article%20Screenshots/V1/Payments/Card%20Payments%20-%20How%20to%20use%20Debit%20and%20Credit%20Cards/Screenshot%202025-11-03%20at%2010.29.41%20AM.png?width=670&height=358&name=Screenshot%202025-11-03%20at%2010.29.41%20AM.png) [^ Back to top](https://help.mystudio.io/ach-bank-draft#TABLE) ---     - [Navigation & FAQs](https://help.mystudio.io/navigation-faqs?hsLang=en#main-content) - [Code Ninjas Onboarding](https://help.mystudio.io/navigation-faqs?hsLang=en#code-ninjas-onboarding) - [Classic Version \[V1\]](https://help.mystudio.io/classic-version-v1?hsLang=en#main-content) - [Analytics](https://help.mystudio.io/classic-version-v1?hsLang=en#analytics) - [Payments](https://help.mystudio.io/classic-version-v1?hsLang=en#payments) - [All Customers](https://help.mystudio.io/classic-version-v1?hsLang=en#all-customers) - 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